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Each month we help +100k companies to find efficient online tools Reviews: Does Offer Online Loans Bad Credit at Legit APR Rates?

by Arthur Zuckerman was founded in 2006 and the company says it has helped millions of customers get credit in times of emergencies. The company’s website states that it has provided more than $575 million in total loan requests since its inception. is not a lender, but a lending network. It provides a free service and customers have to finalize the loan and repayment terms with the specific lender. Each lender offers different loan terms including the amount, APR, repayment schedules, etc.

Submit your information online and will match you with a lender and direct you to the lender’s website. The lender will contact you by phone, text messages, email etc. to check your personal information and decide the loan details.

How is the lender different? is a good choice for payday or short-term loans as it has a wide network of lenders. Go to and provide details such as your personal information and the loan amount. It is important to reveal the state you reside in, because each state has different rules and laws on short term loans and lending to active military service staff. will assess the information and match you with suitable lenders. Make sure you understand all the loan terms, rates, and conditions before you accept the offer. There is no obligation to accept the loan, and if you are not satisfied with the terms, you can opt to decline the offers. does not run a credit check on borrowers, but lenders may do so to get the credit score. Customers can expect the loan amount to be deposited in their bank account one business day after approval. stands out because it has a network of lenders who can provide emergency loans to those with less than perfect credit.

How to apply for a loan?

Visit to fill in an online application or call (888) 216-3954 to apply by phone.

Lender Details

Most recurring positive comments

  • Easy to fill out the online form and get a quick decision
  • Will use again if I need a cash advance in the future

Most recurring negative comments

  • Could not find any negative comments online about


Loan amount: $100 to $1000

APR: The APR range for’s lenders is typically 260.71% to 1825% APR.

Eligibility Criteria

To be eligible to receive a loan offer, you should be over 18, have current employment with monthly income equal to or more than $750.00, employment maintained for at least 4 weeks, valid home and work phone numbers, and a current bank account in your name.

Personal information required

  • Name
  • Address
  • Length at address
  • Own or rented home
  • Loan amount
  • Email address
  • Contact phone
  • Drivers license number
  • Drivers license state
  • Social Security Number
  • Date of birth

Contact details

Phone: (888) 216-3954
Email: Fill in a contact form on
Office address: 6709 W 119th St, #338 Overland Park, KS 66209

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