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EPX Review

starting price By quote
our score 80%
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  1. What is EPX
  2. Product Quality Score
  3. Main Features
  4. List of Benefits
  5. Technical Specifications
  6. Available Integrations
  7. Customer Support
  8. Pricing Plans
  9. Other Popular Software Reviews

What is EPX?

Founded in 1979, EPX (Electronic Payment Exchange) is a secure and reliable platform that has been the go-to payment processing service of merchants, retailers, and banks in Canada, Europe, Latin America, the Caribbean, and the US. It is not just a worldwide payments platform — it also works as a backend service processor, acquirer, and partner. With EPX, users can be assured that payment processing is end-to-end, PCI-compliant, and secure. EPX accomplishes this by using EMV technologies, tokenization, and encryption. This also results in lower failure points compared to other payment companies, as well as less of a reliance on multiple vendor relationships. With EPX, users have a solution that is unified and which combines the features of an ISO, a merchant acquirer, a gateway, and a front-end and back-end processor into a payment system with a single responsibility and contract point.

Product Quality Score

Ease of use
Customer support
Value for money

EPX features

Main features of EPX are:

  • ACH processing
  • Payment tokenization
  • Chargeback assistance
  • Virtual terminal
  • Sales reporting
  • Debit and credit card processing
  • eCommerce/MOTO
  • Mobile

EPX Benefits


The benefits of EPX are its easy application process, its personalized training, and its security. Here are the details

As a payment processor, EPX is straight-through, allowing for control over transactions from beginning to end by the platform. Because of this, providers can give customers tokenization and lower prices.

There is also no need to deal with third parties or middlemen with a payment processor that is straight-through. Because there is only one point of contact for support, there is no need for intermediaries, which in turn results in a reduction in fees.

Applying for EPX is easy and simple, with 99 percent of merchants approved. Users are not charged application or setup fees, and users can talk to the vendors about which features are best for them, along with the fees and rates that EPX charges for processing credit card payments.

Set up processes for EPX are done online and approval for its use can be completed in two days. Personalized training is also provided by EPX so that users can use the site properly for payment processing, as well as learn how it can be integrated into the company’s existing systems.

Credit card readers, check readers, and receipt printers are all supported by EPX. The common point of sale products and USB can also integrate with EPX. Users of EPX can also reach out via mail or phone to receive solutions that will help them with accepting payments via credit card.

EPX also provides high security and PCI compliance by using advanced tokenization. Whether users are paying the base service fee or per-transaction fees, the rates will be ones they can afford.

Technical Specifications

Devices Supported

  • Web-based
  • iOS
  • Android
  • Desktop

Customer types

  • Small business
  • Medium business
  • Enterprise

Support Types

  • Phone
  • Online

EPX Integrations

The following EPX integrations are currently offered by the vendor:

Native integration

Customer Support


Pricing Plans

EPX pricing is available in the following plans:

Free trial
Merchant Plan
$15/month+$5 statement fee per month