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Moneydance Review

Moneydance OUR SCORE 80%
starting price $49.99
our score 80%
free trial
  1. What is Moneydance
  2. Product Quality Score
  3. Main Features
  4. List of Benefits
  5. Technical Specifications
  6. Available Integrations
  7. Customer Support
  8. Pricing Plans
  9. Other Popular Software Reviews

What is Moneydance?

Moneydance is a modern personal budget management tool that helps you manage all your personal expenses. It offers online banking, bill payments, account management, and tracking for your budget and your investments. This software can also be used in any currency, and users only have to pay a one-time flat fee of $49.99 after the free trial to own it for life. This is an advantage for people who are searching for established finance management and investment management application. While most financial platforms lean toward one aspect or the other, Moneydance is one of the few that is well-balanced and capable of supporting its users on both sides. This software is the ideal choice for those who want a one-stop-shop for all their finance needs.

Product Quality Score

Ease of use
Customer support
Value for money

Moneydance features

Main features of Moneydance are:

  • Online Banking
  • Overview & Summary
  • Reporting
  • Account Register
  • Notifications
  • Mobile
  • Investment Tracking

Moneydance Benefits


The main benefits of Moneydance are its centralized finance platform, hybrid budget and investment software, one-time fee, licensed for multiple uses, and locally stored data.

Centralized Finance Platform

Moneydance is not just a budgeting software; it also has a lot of built-in features to help you manage your investments. It has a currency converter so that you can manage your finances in other countries or cross-border transactions, get information on foreign exchange rates, and track your stocks. 

One-Time Fee

Most modern financial management platforms are subscription-based. While it may seem reasonable to set aside some money to continue using certain services, these expenses are bound to build up in the long run. With Moneydance, you only have to pay once before you own the software. These are reasonable benefits that are worth considering when you are eyeing the $49.99 price tag. 

Licensed For Multiple Uses

Moneydance is not bought on a per-user basis; it can be installed on several computers and each purchase gets users one license per household. 

Locally Stored Data

With Moneydance, there’s no need to worry about the viability of storing your data in the cloud. Moneydance solves this problem by keeping all your data stored locally. The only time it ever goes on the cloud is if you decide to sync your account across your mobile devices; in this scenario, the app uses end-to-end encryption to ensure that your information is secure.

Technical Specifications

Devices Supported

  • Web-based
  • iOS
  • Android
  • Desktop

Customer types

  • Small business
  • Medium business
  • Enterprise

Support Types

  • Phone
  • Online

Moneydance Integrations

The following Moneydance integrations are currently offered by the vendor:

  • Bank Accounts
  • Paypal
  • Turbo Tax

Customer Support


Pricing Plans

Moneydance pricing is available in the following plans:

Free trial