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You Need A Budget Review

You Need A Budget OUR SCORE 84%
starting price $11.99
our score 84%
free trial
  1. What is You Need A Budget
  2. Product Quality Score
  3. Main Features
  4. List of Benefits
  5. Technical Specifications
  6. Available Integrations
  7. Customer Support
  8. Pricing Plans
  9. Other Popular Software Reviews

What is You Need A Budget?

You Need A Budget (YNAB) is a budgeting software for individuals and small groups. The software aims to provide a platform for you to understand and manage your budget and expenses. YNAB makes this possible by offering a cloud-based application where you can manage your income and expenses and conduct financial analysis in a clear and concise manner. At its price, YNAB is one of the mid-range financial services available to users. While it is not the most affordable platform, its capabilities are still worth investing in for the long term. YNAB is both a monitoring and a mentoring app that allows you to effectively tackle the root cause of your financial problems.

Product Quality Score

Ease of use
Customer support
Value for money

You Need A Budget features

Main features of You Need A Budget are:

  • Shared Budgeting
  • Investment Tracking
  • Goals Tracking
  • Custom Reports
  • Custom Categories
  • Financial Training
  • Reconciling Transactions
  • Import Files (QFX, QIX)
  • Two-Factor Authentication
  • Online Sync

You Need A Budget Benefits


The main benefits of You Need A Budget are its intuitive platform, goal-setting facilities, reporting system, and training modules. 

Intuitive Platform

Everything in this budgeting software is laid out in a clear and easy-to-navigate interface. As a result, it is easy to pinpoint your finances and build on it. Aside from tools to help you understand your finances, you will also benefit from features that can hone your skills for financial management, such as goal tracking, budget charts, and more.

Goal-Setting Facilities

YNAB’s main goal is to help you reach your own financial goals. The software achieves this with a few interesting methods, such as the Age of Money. This feature encourages you to keep your money in checking accounts for longer periods of time and actively tracks the number of days it remains untouched. 

Reporting System

YNAB offers a detailed snapshot of all your finances with a series of charts and graphs. This makes budgeting easier and more enjoyable, which is something most people usually struggle with. 

Training Modules

Beyond the software, YNAB also offers training modules for you to browse. Learning how to budget is a lifelong journey and YNAB helps you tackle it effectively, regardless of age or current economic standing.

Technical Specifications

Devices Supported

  • Web-based
  • iOS
  • Android
  • Desktop

Customer types

  • Small business
  • Medium business
  • Enterprise

Support Types

  • Phone
  • Online

You Need A Budget Integrations

The following You Need A Budget integrations are currently offered by the vendor:

  • Cloud
  • Zapier
  • Budget Feeder
  • Google Calendar
  • PowerBI


Customer Support


Pricing Plans

You Need A Budget pricing is available in the following plans:

Free trial