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XPAY Review

starting price By quote
our score 80%
free trial
  1. What is XPAY
  2. Product Quality Score
  3. Main Features
  4. List of Benefits
  5. Awards Section
  6. Technical Specifications
  7. Available Integrations
  8. Customer Support
  9. Pricing Plans
  10. Other Popular Software Reviews

What is XPAY?

XPAY is a payment processing platform developed for high-risk businesses to maintain payment accounts. It connects you with various payment processing companies for credit card and ACH processing. Moreover, XPAY is a cost-effective solution that offers better rates for high-volume payments, online payment gateways, and POS solutions, among others. Using XPAY, you can also file disputes for chargebacks and implement prevention programs to avoid encountering the same issue. Additionally, XPAY offers fast approval times within 24 or 48 hours and an approval rate of 99.9%. Meanwhile, it provides cash discounts for low-risk businesses. For any issues and problems you might encounter, you can communicate with the customer service anytime.

Product Quality Score

Ease of use
Customer support
Value for money

XPAY features

Main features of XPAY are:

  • Credit Card Processing
  • Payment Solutions
  • Online Payment Gateways
  • POS Solutions
  • ACH Processing
  • Domestic and Offshore Options
  • Cryptocurrency Processing
  • Chargeback Dispute Resolution and Prevention Programs

XPAY Benefits


The main benefits of XPAY are its varied payment channels, reliable client support, and easy implementation.

Various Payment Channels

XPAY offers various payment processing solutions to meet your needs. High-risk merchants can access POS and high-volume payment solutions and complete credit card, cryptocurrency, and ACH processing. It also allows you to access online payment gateways to offer more payment options to your customers. XPAY provides domestic and offshore options for better flexibility. Additionally, it has programs for chargeback dispute resolution and prevention.

Reliable Client Support

XPAY supports a wide range of clients, so you can access their services regardless of your business model’s risk level. For instance, low-risk merchants can offer cash discounts to help you achieve cost-effectiveness through XPAY. The product also accepts applications from businesses with a less than stellar credit history and accounts with chargebacks. Startups and merchants whose accounts are terminated by banks can also apply for a partnership with this platform.

Easy Implementation

XPAY ensures an easy implementation process, ensuring users can access and navigate the software successfully. You can maximize the free consultation and rate review services offered. You can also speak to the customer service team, who are online every day, 24/7.

Awards Section

Great User Experience Award
Rising Star 2020 Award
In our XPAY reviews the software has been distinguished with our:
- Great User Experience Award
- Rising Star Award

Technical Specifications

Devices Supported

  • Web-based
  • iOS
  • Android
  • Desktop

Customer types

  • Small business
  • Medium business
  • Enterprise

Support Types

  • Phone
  • Online

XPAY Integrations

The following XPAY integrations are currently offered by the vendor:

No information available.

Customer Support


Pricing Plans

XPAY pricing is available in the following plans:

Free trial
Quote-Based Plan
Contact vendor